Alberta · Edmonton · Calgary
How homm.ca's guaranteed cash offer works
Instant estimate today. Once we've seen your home, your guaranteed cash offer can be ready in 24–48 hours.
All fees included. Close in as little as 7 days.
Enter your address to get started
See an instant estimate today. Want a guaranteed cash offer? It can be ready 24–48 hours after we see your home.
The short answer
homm.ca is an Alberta home-buying service, not a brokerage. Start with an instant online estimate. We then see your home in person, and your guaranteed cash offer can be ready 24-48 hours later. There is no fixed percentage; we make it as competitive as possible. If your home later sells above fair market value, we split the profit 50/50.
Updated
How it works
Three steps to a guaranteed cash offer
- 1
Get your instant estimate
Start with your address and a few property details.
- 2
A partner REALTOR® sees your home
A partner REALTOR® visits your home in person to check for improvements and anything the online estimate missed.
- 3
Receive your guaranteed cash offer
Your cash offer can be ready in as little as 24–48 hours after the visit. Review it and decide whether selling to homm.ca works for you.
Timeline
| Stage | When | What happens |
|---|---|---|
| Instant estimate | Right away | Enter your address online and see an estimate of your home's value. |
| In-person look | A time that suits you | We check for improvements and anything the online estimate missed. |
| Guaranteed cash offer | As little as 24-48 hours after the visit | A written offer with all of our fees already included. |
| Closing | As little as 7 days after you accept | You pick the date. Your lawyer handles the paperwork. |
Your offer
How your offer is calculated
We compare your home with similar homes that have sold recently, then see it in person to catch what an online estimate can't. That sets your home's value: what it could reasonably sell for if it were listed today.
- Size and layout
- Neighbourhood and location
- Upgrades and improvements
- Overall condition
Your guaranteed cash offer is based on that value. There is no fixed percentage or formula; we make it as competitive as we can. All of our fees are already included, so there are no additional fees. The number you see is what you receive at closing, other than your own legal fees.
Want to compare it with listing? Run your numbers in the seller net proceeds calculator.
The 50/50 upside
If it sells above market value, you share the profit
After we buy, homm.ca makes the right improvements when they're necessary so the home sells for top dollar. If it then sells for more than its fair market value, we take off any cash we spent on improvements and split the profit with you 50/50.
Illustrative example
- Your home's fair market value
- $450,000
- Later resale price
- $470,000
- Amount above fair market value
- $20,000
- Less cash spent on improvements
- −$6,000
- Profit to split
- $14,000
- Your 50% share
- $7,000
Numbers are illustrative, not a quote. Improvement costs come off first, then the profit is split 50/50.
Included
Improvements, cleaning and your closing date
Improvements, when necessary
We note improvements during the in-person look. Point out the upgrades you've already made, like a new kitchen, flooring or windows, so they're reflected in your home's value.
Move & Done cleaning
Empty the home and go. We cover the final deep clean up to $1,000. Just leave things in reasonable condition.
You choose the date
Close in as little as 7 days after you accept, or pick a later date that fits your move.
Your home, your choice
Start with what your home is worth
Get a free instant estimate in under 2 minutes. It's the same first step whichever way you sell, and there's no obligation.
Then the choice is yours
Three ways to sell, and no pressure either way. The right one depends on your timing and your priorities, and you can decide after you see your numbers.
Take the guaranteed cash offer
- A partner REALTOR® sees your home in person, and your guaranteed offer can be ready in as little as 24–48 hours
- Close in as little as 7 days, on the date you choose
- All fees included in the offer, with no additional fees
- No showings and no repairs
- Your offer is locked in for 30 days
List with a partner REALTOR®
- Open-market exposure: an MLS® listing and the buyer network
- A partner REALTOR® handles photos, marketing, showings and negotiations
- Clear pricing with no surprises
Do both
- List with a partner REALTOR® and keep the cash offer as your safety net
- If the market delivers a price you're happy with, great. If it doesn't, activate the cash offer while it's locked in
- If we buy and the home resells above fair market value, we split the profit 50/50, after any cash spent on improvements
Want to see both side by side? Compare a cash offer with listing in Alberta.
Your situation
Common reasons homeowners sell
Each guide walks through the steps, the costs and your options, including when a cash offer makes sense and when it doesn't.
- Divorce or separationHow the sale works when two owners need to split the proceeds.
- Inherited home or estateProbate, executors, and selling a home you inherited in Alberta.
- Home needs major repairsYour options when the house needs work you don't want to take on.
- Behind on mortgage paymentsSelling before foreclosure to protect the equity you have left.
- Buying your next homeSell first or buy first, and how to avoid carrying two homes.
- Tax on the saleWhen capital gains tax applies to a home sale in Canada.
- Consumer proposal or bankruptcyWhat you can and can't do with your home during insolvency.
- Tenant in the homeNotice rules and options for selling a rented-out home.
- DownsizingPlanning the move to a smaller home, step by step.
- Condo with a special assessmentSelling a condo when the board has levied a special assessment.
Compare
How a homm.ca cash offer compares
Ways to sell a home in Alberta, by category.
| Option | Price | Fees | Timing | Upside after the sale |
|---|---|---|---|---|
| homm.ca guaranteed cash offer | Based on your home's assessed value, as competitive as possible. No fixed percentage. | All fees included in your offer. No additional fees. | Offer can be ready 24-48 hours after the visit. Close in as little as 7 days, on the date you choose. | 50/50 split of any profit above fair market value, after improvement costs. |
| Typical cash buyer | Many cash buyers offer 70-85% of market value. | Varies by buyer. | Often fast. | None. The buyer keeps any resale profit. |
| Brokerage guaranteed-sale program | You list first. The guaranteed price is a backup if the home doesn't sell. | Listing commission, plus the program's terms. | The listing period comes first. | Only if the home sells on the market. |
| Traditional listing with a REALTOR® | Set by the market and the buyers who make offers. | Commission and closing costs. | Depends on the market, showings and financing. | You keep the full sale price, if and when it sells. |
| Selling it yourself | You set the price and negotiate with buyers. | Marketing and legal costs, and often a buyer's agent commission. | Depends on the market and on your time. | You keep the sale price, and you do the work. |
Looking for a local page? We buy houses in Edmonton, Calgary, or all Alberta cities.
FAQ
Questions about the cash offer
Is homm.ca a real estate brokerage?
No. homm.ca is a home-buying platform in Alberta that makes guaranteed cash offers on homes in Edmonton, Calgary and surrounding communities. If you would rather list, you can do that with a partner REALTOR®.
How does the process work?
1. Instant estimate: enter your address and get an online estimate right away.
2. We visit: a partner REALTOR® sees the property in person to check for improvements and anything the online estimate missed.
3. Your home's value and cash offer: as little as 24-48 hours after the visit, we can show you what your home should sell for right now and make a guaranteed cash offer based on that number.
4. You decide: accept our offer, list your home, or do both with our offer as your Plan B.
5. Closing and move: if you accept, your lawyer finalizes the paperwork, you pick a possession date, and you move once.
There's no obligation at any point until you choose to accept our offer.
How do you decide what homm.ca will pay for my home?
Our cash offer is based on your home's value, which we set from recent comparable sales and what we see in person. We build in all of our fees, commissions and typical selling costs, so the number you see is the amount you receive from us when you close (other than your own legal fees). There is no fixed percentage. We make the offer as competitive as we can.
How quickly will I get an offer?
You see an instant estimate as soon as you enter your address. Once a partner REALTOR® has seen your home, your guaranteed cash offer can be ready in as little as 24-48 hours.
Can I choose my own closing date?
Yes. When you accept our offer, you pick the closing date that works for you, as soon as 7 days away. Tell us what you need and we'll do our best to accommodate it.
Are there fees on top of the cash offer?
No. Your guaranteed cash offer already has all of our fees and commissions included, and there are no additional fees. It represents the amount you receive from us at closing, excluding your own legal costs. We walk you through the numbers so you can see how we got there.
How does the 50/50 upside work?
If your home later sells for more than its fair market value, we first take off any cash we spent on improvements, then split the remaining profit with you 50/50. You receive that share even though you've already moved on.
What is the Move & Done cleaning allowance?
When you sell to homm.ca, just empty the home and go. We cover the final deep clean up to $1,000, which handles most standard cleaning jobs. All we ask is that you leave things in reasonable condition (no major damage or excessive debris).
Is homm.ca a "guaranteed sale" program?
No. Guaranteed-sale programs usually require you to list your home first, and the guarantee is only a backup if it doesn't sell. With homm.ca, the cash offer is real, and it can be ready 24-48 hours after we see your home. You don't have to list your home to use it.
Can I list my home and keep the homm.ca offer as a fallback?
Yes, and many sellers like this approach. Once you have our offer, you can list with a partner REALTOR® around your home's value or a bit above it. If the market delivers a price you're happy with, great. If it doesn't, you still have the certainty of our cash offer.
Is homm.ca legit?
Yes. homm.ca is based in Edmonton at 4990 92 Ave NW #105, and you can reach us at (825) 797-5417 or info@homm.ca. Your guaranteed cash offer comes in writing, your own lawyer handles the legal side and the transfer of title, and nothing is binding until you accept the offer and sign the purchase contract.
Do I need my own lawyer?
Yes. As with any real estate sale, you'll want your own lawyer to handle the legal side of the transaction and the transfer of title. Your legal fees are your responsibility and are not included in our offer amount.
More answers on the full FAQ, or read about homm.ca.
Get your guaranteed cash offer
See what your home is worth in seconds. Once we've seen your home, a no-obligation cash offer can be ready in 24–48 hours.
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